You never have to have financing just to look at a home, however it is always great to know what you can afford, and what you can spend so you can look at the right homes, in your price range.
As your Realtor I will help you through every process of buying a home.
The first place you can check on financing is with your current bank, see what they have to offer. Remember though finding a bank should be just like going shopping, you want to check around, not only do interest rates, and closing costs differ, but so does customer service. You want to find a banker that is willing to work with you throughout the whole process. Be ready to answer your questions, and my questions when we are ready to make an offer.
Give us a call and we would be happy to let you know of some different bank options in our area.
Buying a house can be stressful, as your Realtor, my main goal is to remove that stress from the whole process and make it fun. Its time to make your dream of being a homeowner come true, let me do the worrying and you just enjoy the shopping, and the keys when we get there.
"Erin is the most accommodating, knowledgeable and cheerful realtor with whom I have have worked. She was very patient in showing us homes for two years without once demonstrating any signs of frustration. I have worked with realtors who have started showing that "look" once I didn't buy the third or fourth house they showed me. And although saying she is "cheerful" may sound odd to you, to me it is a crucial trait in a realtor. She either knew all the answers to our questions as we toured a home or she found the answer and and contacted us within hours. Erin also goes above and beyond for her clients. When the bank we had been working with for six weeks (assuring us all along that the paperwork was "just a formality") backed out on us literally the day before closing, she found us another bank within two hours who closed with us on time allowing us to keep the house we spent two years finding. Erin did all of this without being the listing realtor. We feel fortunate to have had Erin as a partner in finding our "perfect home" and feel you would be too. Happy hunting!" Denise & Douglas Morgan
Runde Real Estate & Property Management
Erin Runde, Realtor